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	<title>Boringest :&#124; - Moolah!!!</title>
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		<title>Minimum income to match 15% flat tax rate for Malaysia&#039;s REP</title>
		<link>http://boringest.blogasian.com/2011/07/minimum-income-to-match-15-flat-tax-rate-for-malaysias-rep/</link>
		<comments>http://boringest.blogasian.com/2011/07/minimum-income-to-match-15-flat-tax-rate-for-malaysias-rep/#comments</comments>
		<pubDate>Sun, 10 Jul 2011 18:57:54 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Finanducation]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[malaysia]]></category>
		<category><![CDATA[rep]]></category>
		<category><![CDATA[talentcorp]]></category>
		<category><![CDATA[tax rate]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/?p=836</guid>
		<description><![CDATA[Well, I&#039;ve been thinking about returning home lately and was looking through the incentives of the REP (Returning Expert Programme). Among them is a flat tax rate of 15%, current highest tax rate for Malaysians is 26% (2010). This might seem attractive in the beginning but currently, the effective tax rate (based on 2010 rates [...]]]></description>
			<content:encoded><![CDATA[<p><center><a href="http://boringest.blogasian.com/wp-content/Tax_2010.PNG"  rel="lightbox"><img src="http://boringest.blogasian.com/wp-content/_Tax_2010.PNG" width="400" height="397" alt="" title=""  /></a></center></p>
<p>Well, I&#039;ve been thinking about returning home lately and was looking through the incentives of the <a href="http://www.talentcorp.com.my/returningREP.asp" title="TalentCorp Malaysia</p>
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<p>SearchField" title="TalentCorp Malaysia</p>
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<p>SearchField">REP</a> (Returning Expert Programme). Among them is a flat tax rate of 15%, current highest tax rate for Malaysians is 26% (2010). </p>
<p>This might seem attractive in the beginning but currently, the effective tax rate (based on 2010 rates published on govt <a href="http://www.hasil.gov.my/goindex.php?kump=5&#038;skum=1&#038;posi=2&#038;unit=5000&#038;sequ=11" title="Laman Rasmi Lembaga Hasil Dalam Negeri Malaysia" title="Laman Rasmi Lembaga Hasil Dalam Negeri Malaysia" title="Laman Rasmi Lembaga Hasil Dalam Negeri Malaysia">website</a>) for a person earning around RM100K per year is <strong>14.325%</strong>. So I&#039;ll be expecting a pay cut to return home, but I need to know the minimum I need to get so that I&#039;ll not lose out on this 15%.</p>
<p>So after a little math, the minimum you should aim for is an annual salary of <strong>RM106,137</strong> (rounded to closest ringgit, that&#039;s <strong>RM8,844.75/month</strong>) just to match the 15% effective tax rate.</p>
<p>Now, what about the car? Information is unfortunately quite scarce online and I can only find the below <a href="http://migratemalaysia.com/CarPrice.aspx" title="MM2H CKD Price List" title="MM2H CKD Price List" title="MM2H CKD Price List">info</a>. Added another column for discount rate:</p>
<p><center><img src="http://boringest.blogasian.com/wp-content/CKD_Car_Price.PNG" width="403" height="1162" alt="" title="" /></center></p>
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		<title>Skype for Android 2.0 for Samsung Galaxy Tab / HTC Incredible S</title>
		<link>http://boringest.blogasian.com/2011/07/skype-for-android-2-0-for-samsung-galaxy-tab-htc-incredible-s/</link>
		<comments>http://boringest.blogasian.com/2011/07/skype-for-android-2-0-for-samsung-galaxy-tab-htc-incredible-s/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 03:50:43 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Tech]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/?p=833</guid>
		<description><![CDATA[Skype&#039;s latest update now enables video calling! Despite Skype saying it&#039;s only supported on Google Nexus S, HTC Desire S, Sony Ericsson Xperia Neo, Sony Ericsson Xperia Pro only, it actually works on other devices. So far I&#039;ve tested it on a Samsung Galaxy Tab (with Overcome 2.0.1 Hermes ROM) and a stock HTC Incredible [...]]]></description>
			<content:encoded><![CDATA[<p><center><a href="http://boringest.blogasian.com/wp-content/skype-for-android-video-550x268.jpg"  rel="lightbox"><img src="http://boringest.blogasian.com/wp-content/_skype-for-android-video-550x268.jpg" width="400" height="194" alt="" title=""  /></a></center></p>
<p>Skype&#039;s latest update now enables video calling!</p>
<p>Despite Skype saying it&#039;s only supported on Google Nexus S, HTC Desire S, Sony Ericsson Xperia Neo, Sony Ericsson Xperia Pro only, it actually works on other devices. So far I&#039;ve tested it on a Samsung Galaxy Tab (with Overcome 2.0.1 Hermes ROM) and a stock HTC Incredible S. Both are working without problems!</p>
<p>Find the download <a href="http://www.villainrom.co.uk/forum/showthread.php/4849-Skype-with-Video-Support-for-Various-Devices..." title="Skype with Video Support for Various Devices...">link here</a>.</p>
]]></content:encoded>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2011/04/more-boring-stuff-from-the-net-274/</link>
		<comments>http://boringest.blogasian.com/2011/04/more-boring-stuff-from-the-net-274/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 00:05:39 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2011/04/more-boring-stuff-from-the-net-274/</guid>
		<description><![CDATA[How to Get a Real Education at College &#8211; WSJ.com Conquer Fear. I took classes in public speaking in college and a few more during my corporate days. That training was marginally useful for learning how to mask nervousness in public. Then I took the Dale Carnegie course. It was life-changing. The Dale Carnegie method [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://online.wsj.com/article/SB10001424052748704101604576247143383496656.html?mod=WSJ_hp_mostpop_read" title="http://online.wsj.com/article/SB10001424052748704101604576247143383496656.html?mod=WSJ_hp_mostpop_read">How to Get a Real Education at College &#8211; WSJ.com</a></div>
<div class="delicious-extended">Conquer Fear. I took classes in public speaking in college and a few more during my corporate days. That training was marginally useful for learning how to mask nervousness in public. Then I took the Dale Carnegie course. It was life-changing. The Dale Carnegie method ignores speaking technique entirely and trains you instead to enjoy the experience of speaking to a crowd. Once you become relaxed in front of people, technique comes automatically. Over the years, I&#039;ve given speeches to hundreds of audiences and enjoyed every minute on stage. But this isn&#039;t a plug for Dale Carnegie. The point is that people can be trained to replace fear and shyness with enthusiasm. Every entrepreneur can use that skill.</div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/life" title="boringest's life Bookmarks   on Delicious">life</a>)</div>
</li>
</ul>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-273/</link>
		<comments>http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-273/#comments</comments>
		<pubDate>Sat, 08 Jan 2011 00:04:42 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-273/</guid>
		<description><![CDATA[http://dvice.com/archives/2010/12/11-cheap-gifts.php 7. Miracle Berries By themselves, Miracle berries don&#039;t taste like much. The reason to eat them is that they contain a chemical called miraculin that binds to the sweet taste receptors on your tongue, changing their shape and making them respond to sour and acidic foods. The upshot of this effect is that some [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://dvice.com/archives/2010/12/11-cheap-gifts.php" title="11 cheap gifts guaranteed to impress science geeks | DVICE">http://dvice.com/archives/2010/12/11-cheap-gifts.php</a></div>
<div class="delicious-extended">7. Miracle Berries</p>
<p>By themselves, Miracle berries don&#039;t taste like much. The reason to eat them is that they contain a chemical called miraculin that binds to the sweet taste receptors on your tongue, changing their shape and making them respond to sour and acidic foods.</p>
<p>The upshot of this effect is that some things you eat taste spectacularly different. Straight Tabasco sauce tastes like donut glaze. Guinness tastes like a chocolate malt. Goat cheese tastes like cheesecake. After about an hour of craziness, your taste buds go back to normal, no harm done. </p>
<p>Price: $15</p></div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/crazy" title="boringest's crazy Bookmarks   on Delicious">crazy</a>)</div>
</li>
</ul>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-272/</link>
		<comments>http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-272/#comments</comments>
		<pubDate>Sun, 02 Jan 2011 00:05:57 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2011/01/more-boring-stuff-from-the-net-272/</guid>
		<description><![CDATA[Wall Street’s 10 Biggest Lies—As told by financial elites and their Congress : Veterans Today “Private employers, led by our revitalized financial sector, will create the jobs we need — that is, if the government would just stay out of the way.” We now need 22 million new jobs to get us back to full [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://www.veteranstoday.com/2010/12/30/wall-streets-10-biggest-lies-of-2010—as-told-financial-elites-and-their-congress/" title="Wall Street&#039;s 10 Biggest Lies—As told by financial elites and their Congress : Veterans Today">Wall Street’s 10 Biggest Lies—As told by financial elites and their Congress : Veterans Today</a></div>
<div class="delicious-extended">“Private employers, led by our revitalized financial sector, will create the jobs we need — that is, if the government would just stay out of the way.”<br />
We now need 22 million new jobs to get us back to full employment (5 percent unemployment). In addition, each month the economy must generate another 105,000 jobs just to keep up with new entrants into the workforce. To get to full employment, the private sector would have to create about 630 firms the size of Apple (35,000 employees each). These numbers don’t lie. Does anyone on Wall Street really believe that the private sector alone can pull off this miracle? But really, why should they care? They’ve got theirs, thank you very much. The painful truth that both Wall Street and Washington refuse to face is that if the big, bad government doesn’t fund or create millions of new jobs, we’ll face crippling unemployment for decades to come</div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/money" title="boringest's money Bookmarks   on Delicious">money</a>)</div>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-271/</link>
		<comments>http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-271/#comments</comments>
		<pubDate>Fri, 17 Dec 2010 00:08:39 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-271/</guid>
		<description><![CDATA[UBS Dress Code: Does Your Office Have Style Rules? &#8211; The Juggle &#8211; WSJ A UBS spokesman acknowledged to the WSJ that the detailed code may appear “in line with Swiss precision,” but said that the dress code was a pilot program affecting just a small fraction of the bank’s staff, and was originally set [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://blogs.wsj.com/juggle/2010/12/15/does-your-office-have-a-dress-code/" title="http://blogs.wsj.com/juggle/2010/12/15/does-your-office-have-a-dress-code/">UBS Dress Code: Does Your Office Have Style Rules? &#8211; The Juggle &#8211; WSJ</a></div>
<div class="delicious-extended">A UBS spokesman acknowledged to the WSJ that the detailed code may appear “in line with Swiss precision,” but said that the dress code was a pilot program affecting just a small fraction of the bank’s staff, and was originally set up for temporary staffers who may be new to working in banking.</p>
<p>More details of the UBS dress code, from the WSJ article:</p>
<p>Do’s</p>
<p>For women:<br />
Wear your jacket buttoned.<br />
When sitting, the buttons should be unfastened.<br />
Make sure to touch up hair regrowth regularly if you color your hair.</p>
<p>For men:<br />
Store your suit on a large hanger with rounded shoulders to preserve the shape of the garment.<br />
Schedule barber appointments every four weeks to maintain your haircut shape.</p>
<p>Don’ts<br />
Eating garlic and onions<br />
Smoking or spending time in smoke-filled places<br />
Wearing short-sleeved shirts or cuff links<br />
Wearing socks that are too short, showing your skin while sitting<br />
Allowing underwear to be seen<br />
Touching up perfume during or after lunch break</p></div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/lol" title="boringest's lol Bookmarks   on Delicious">lol</a>)</div>
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</ul>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-270/</link>
		<comments>http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-270/#comments</comments>
		<pubDate>Sun, 12 Dec 2010 00:05:11 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2010/12/more-boring-stuff-from-the-net-270/</guid>
		<description><![CDATA[Who wants a happy girlfriend? : reddit.com Insight 4: Listen, don’t’ solve Women like to vent about their problems. Why? We just want someone to listen to us and take an interest in what’s going on in our lives. Sometimes there are problems you can help us solve but for the most part, we just [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://www.reddit.com/comments/ejb2d/who_wants_a_happy_girlfriend/" title="http://www.reddit.com/comments/ejb2d/who_wants_a_happy_girlfriend/">Who wants a happy girlfriend? : reddit.com</a></div>
<div class="delicious-extended">Insight 4: Listen, don’t’ solve</p>
<p>Women like to vent about their problems. Why? We just want someone to listen to us and take an interest in what’s going on in our lives. Sometimes there are problems you can help us solve but for the most part, we just want you to listen.</p></div>
</li>
</ul>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-269/</link>
		<comments>http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-269/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 00:06:38 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

		<guid isPermaLink="false">http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-269/</guid>
		<description><![CDATA[ReliefWeb » Document » Climate shifts will produce food &#039;winners and losers&#039; &#8211; scientists Higher temperatures and more variable rainfall associated with climate change will produce agricultural &#34;winners and losers&#34;, threatening a 20 percent rise in worldwide malnutrition and increasing the need to move food supplies around the globe, leading agricultural scientists said on Wednesday. [...]]]></description>
			<content:encoded><![CDATA[<ul class="delicious">
<li>
<div class="delicious-link"><a href="http://www.reliefweb.int/rw/rwb.nsf/db900SID/KHII-8BB8PD?OpenDocument" title="http://www.reliefweb.int/rw/rwb.nsf/db900SID/KHII-8BB8PD?OpenDocument">ReliefWeb » Document » Climate shifts will produce food &#039;winners and losers&#039; &#8211; scientists</a></div>
<div class="delicious-extended">Higher temperatures and more variable rainfall associated with climate change will produce agricultural &quot;winners and losers&quot;, threatening a 20 percent rise in worldwide malnutrition and increasing the need to move food supplies around the globe, leading agricultural scientists said on Wednesday. </p>
<p>Northern countries will likely enjoy boosts in production through 2020 as a result of global warming, while southern regions including East and West Africa and India&#039;s breadbasket will suffer declines, particularly in rain-fed crops, said Andy Jarvis, an agriculture policy expert at the International Centre for Tropical Agriculture, based in Cali, Colombia.</p></div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/food" title="boringest's food Bookmarks   on Delicious">food</a>)</div>
</li>
</ul>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-268/</link>
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		<pubDate>Tue, 16 Nov 2010 00:07:35 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

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		<description><![CDATA[This Is Your Brain on Metaphors &#8211; NYTimes.com Another brilliant study by Bargh and colleagues concerned haptic sensations (I had to look the word up — haptic: related to the sense of touch). Volunteers were asked to evaluate the resumes of supposed job applicants where, as the critical variable, the resume was attached to a [...]]]></description>
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<div class="delicious-link"><a href="http://opinionator.blogs.nytimes.com/2010/11/14/this-is-your-brain-on-metaphors/?hp" title="This Is Your Brain on Metaphors - NYTimes.com">This Is Your Brain on Metaphors &#8211; NYTimes.com</a></div>
<div class="delicious-extended">Another brilliant study by Bargh and colleagues concerned haptic sensations (I had to look the word up — haptic: related to the sense of touch). Volunteers were asked to evaluate the resumes of supposed job applicants where, as the critical variable, the resume was attached to a clipboard of one of two different weights. Subjects who evaluated the candidate while holding the heavier clipboard tended to judge candidates to be more serious, with the weight of the clipboard having no effect on how congenial the applicant was judged. After all, we say things like “weighty matter” or “gravity of a situation.</div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/brain" title="boringest's brain Bookmarks   on Delicious">brain</a>)</div>
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		<title>More boring stuff from the Net :&#124;</title>
		<link>http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-267/</link>
		<comments>http://boringest.blogasian.com/2010/11/more-boring-stuff-from-the-net-267/#comments</comments>
		<pubDate>Fri, 12 Nov 2010 00:05:51 +0000</pubDate>
		<dc:creator>boringest</dc:creator>
				<category><![CDATA[Dullinks]]></category>

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		<description><![CDATA[B.N.F Jap Super Day Trader, looking for someone to translate his website &#124; Trade2Win Forums he uses the 25 day simple moving average and looks at how far the current price has diverged from it. he swing trades and utilizes a mean reversion approach. there were several tv programs in japan that featured him and [...]]]></description>
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<div class="delicious-link"><a href="http://www.trade2win.com/boards/equities/68920-b-n-f-jap-super-day-trader-looking-someone-translate-his-website.html" title="http://www.trade2win.com/boards/equities/68920-b-n-f-jap-super-day-trader-looking-someone-translate-his-website.html">B.N.F Jap Super Day Trader, looking for someone to translate his website | Trade2Win Forums</a></div>
<div class="delicious-extended">he uses the 25 day simple moving average and looks at how far the current price has diverged from it. he swing trades and utilizes a mean reversion approach. there were several tv programs in japan that featured him and last count he was up to over $200mm (20bn JPY) and had purchased a commercial real estate building next to the akihabara train station (prime real estate location) because he wanted to diversify and it was getting difficult to trade such large amount</div>
<div class="delicious-tags">(tags: <a href="http://www.delicious.com/boringest/trading" title="boringest's trading Bookmarks   on Delicious">trading</a>)</div>
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